Avoid the 9 Costly Mistakes First-timers & Upgraders make

WHY THIS GUIDE EXISTS

Buying an HDB isn’t hard.
Doing it correctly is.

Most DIY buyers make simple mistakes that cost:

• $5,000–$20,000 in cash

• Weeks of delays

• Losing units to faster buyers

• Fines from mismatched timelines

First-timers get overwhelmed.
Second-timers think they know the rules — until the rules change.

This kit exists for one reason:
To help you avoid expensive mistakes before they happen.

WHAT’S INSIDE THE KIT

✅ 1: The 7-Step HDB Buying Process (Simple Breakdown
Clear. Short. No Jargon.

✅ 2: The 9 Most Costly Mistakes Buyers Make
Real examples from real buyers and how to avoid them.

✅ 3: Financing + CPF Planning Cheatsheet
Understand cashflow in 3 minutes.

✅ 4: Viewing Strategy That Doesn't Waste Time
What to check, what to avoid, how to shortlist fast.

✅ 5: Timeline Map (From Eligibility --> Keys
The exact path you'll follow.

✅ BONUS: HDB Buyer Checklist
A step-by-step Notion Workflow so you track everything.

Download Your Free Checklist

Join many successful HDB DIY buyers & agents who used this exact checklist

No spam, ever. Unsubscribe anytime with one click

THE REALITY OF DIY BUYING

Most buyers want to “save money” by doing it themselves.

I get it.

But here are the facts:

• A single wrong timeline → OTP lapses

• Wrong grant calculation → lose thousands

• Miss one document → completion gets delayed

• Negotiate incorrectly → seller rejects instantly

DIY is possible.

DIY without mistakes is rare.

This kit shows you the truth - what actually happens behind the scenes when professionals handle the deal.

ABOUT RICKPROP

I'm Rick Goh.
Licensed real estate agent.
2+ years navigating resale rules, financing, timelines, and negotiation.
I run RickProp to simplify home buying for first-timers and upgraders.

I built this guide because i've seen too many buyers:

• get stucked,

• get confused,

• or get penalized because they tried to DIY without accurate steps.

This kit gives you everything you need to avoid those mistakes, even if you choose to buy on your own.

Download the HDB DIY Buyer Kit

Your home is the biggest purchase of your life.
One mistake costs more than hiring a professional.

✔ Everything you need to DIY safely
✔ No obligations
✔ No pressure

Want help planning your buying timeline, grants, and financing?

I offer a free 15-minute Buyer Strategy Call to map out:

• Your eligibility

• Your grants

• Your budget

• Your timeline

• Your target units
  

Then you choose: DIY or Done-For-You.
Either way, you walk away clear and confident.

Who This Is For

✔ First-time buyers who don’t want to mess up
✔ Upgraders who want to avoid ABSD traps and timeline issues
✔ DIY buyers who want clarity before acting
✔ Busy professionals who want a clean, safe process

What People Usually Ask

• “Can I buy my next flat before selling my current one?”

• “What grants do I qualify for?”

• “How do I avoid incurring ABSD?”

• “What if my HLE isn’t approved in time?”

All answered inside.

Stop guessing. Start planning.

Download the HDB DIY Buyer Kit now.